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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,789 | $76,551+119.2% | $123,894+35.4% | $62,881+166.8% |
| Participation rate | 76.7% | 73.0%+3.7pp | 81.4%-4.7pp | 69.3%+7.4pp |
| Annual return | 5.81% | 18.68%-12.9pp | 47.52%-41.7pp | 20.14%-14.3pp |
| Employer contribution / active EE | $6,043 | $2,882+109.6% | $4,617+30.9% | $2,281+164.9% |
| Participant deferral / active EE | $5,375 | $4,840+11.1% | $5,984-10.2% | $3,203+67.8% |
| Admin fee / account holder | $24,833 | $4,826+414.6% | $8,357+197.1% | $4,296+478.1% |