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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,870 | $93,598+248.2% | $135,974+139.7% | $75,173+333.5% |
| Participation rate | 94.2% | 75.2%+19.0pp | 81.9%+12.3pp | 67.2%+27.0pp |
| Annual return | 24.53% | 30.89%-6.4pp | 68.30%-43.8pp | 160.72%-136.2pp |
| Employer contribution / active EE | $7,323 | $3,538+107.0% | $4,859+50.7% | $2,671+174.2% |
| Participant deferral / active EE | $8,584 | $6,405+34.0% | $7,760+10.6% | $4,126+108.0% |
| Admin fee / account holder | $16,341 | $6,978+134.2% | $10,767+51.8% | $5,651+189.2% |