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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,626 | $102,429+245.2% | $147,096+140.4% | $80,925+337.0% |
| Participation rate | 91.5% | 75.9%+15.6pp | 82.2%+9.3pp | 67.7%+23.8pp |
| Annual return | 22.85% | 135.02%-112.2pp | 419.75%-396.9pp | 35.65%-12.8pp |
| Employer contribution / active EE | $6,711 | $3,716+80.6% | $4,936+36.0% | $2,756+143.5% |
| Participant deferral / active EE | $8,110 | $6,649+22.0% | $8,071+0.5% | $4,299+88.7% |
| Admin fee / account holder | $6,630 | $7,957-16.7% | $13,005-49.0% | $6,940-4.5% |