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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,805 | $98,776+201.5% | $149,745+98.9% | $79,856+272.9% |
| Participation rate | 93.3% | 75.8%+17.5pp | 82.5%+10.9pp | 69.6%+23.7pp |
| Annual return | 20.92% | 27.38%-6.5pp | 276.72%-255.8pp | 31.71%-10.8pp |
| Employer contribution / active EE | $7,126 | $3,217+121.5% | $4,646+53.4% | $2,471+188.4% |
| Participant deferral / active EE | $6,615 | $5,681+16.4% | $6,843-3.3% | $3,741+76.8% |
| Admin fee / account holder | $14,608 | $6,053+141.4% | $9,312+56.9% | $5,306+175.3% |