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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,107 | $78,707+9.4% | $117,861-26.9% | $70,126+22.8% |
| Participation rate | 77.8% | 73.2%+4.6pp | 79.7%-1.9pp | 69.5%+8.2pp |
| Annual return | 16.40% | 23.30%-6.9pp | 335.11%-318.7pp | 73.15%-56.8pp |
| Employer contribution / active EE | $562 | $2,223-74.7% | $3,786-85.2% | $2,343-76.0% |
| Participant deferral / active EE | $2,572 | $3,297-22.0% | $4,482-42.6% | $3,332-22.8% |
| Admin fee / account holder | $2,224 | $5,066-56.1% | $8,021-72.3% | $4,645-52.1% |