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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,478 | $91,536+49.1% | $130,062+4.9% | $75,177+81.5% |
| Participation rate | 88.4% | 71.5%+16.9pp | 78.5%+9.9pp | 67.2%+21.2pp |
| Annual return | 20.44% | -631.62%+652.1pp | -137.37%+157.8pp | 160.75%-140.3pp |
| Employer contribution / active EE | $2,314 | $2,845-18.7% | $4,322-46.5% | $2,671-13.4% |
| Participant deferral / active EE | $3,756 | $4,343-13.5% | $5,821-35.5% | $4,126-9.0% |
| Admin fee / account holder | $582 | $6,780-91.4% | $10,601-94.5% | $5,651-89.7% |