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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,060 | $99,994+49.1% | $146,643+1.6% | $85,847+73.6% |
| Participation rate | 86.1% | 73.1%+13.1pp | 80.1%+6.0pp | 69.3%+16.8pp |
| Annual return | 19.95% | 18.93%+1.0pp | 22.75%-2.8pp | 318.61%-298.7pp |
| Employer contribution / active EE | $2,483 | $2,559-3.0% | $4,137-40.0% | $2,565-3.2% |
| Participant deferral / active EE | $4,755 | $4,006+18.7% | $5,506-13.6% | $3,952+20.3% |
| Admin fee / account holder | $6,732 | $7,703-12.6% | $10,280-34.5% | $6,261+7.5% |