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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,514 | $69,977+6.5% | $108,582-31.4% | $62,881+18.5% |
| Participation rate | 75.0% | 72.9%+2.1pp | 79.6%-4.6pp | 69.3%+5.7pp |
| Annual return | 7.77% | 10.73%-3.0pp | -51.70%+59.5pp | 20.14%-12.4pp |
| Employer contribution / active EE | $497 | $2,135-76.7% | $3,758-86.8% | $2,281-78.2% |
| Participant deferral / active EE | $2,369 | $3,165-25.1% | $4,311-45.0% | $3,203-26.0% |
| Admin fee / account holder | $6,277 | $5,076+23.7% | $7,645-17.9% | $4,296+46.1% |