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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,295 | $125,797+45.7% | $170,043+7.8% | $75,173+143.8% |
| Participation rate | 79.7% | 83.6%-3.9pp | 87.0%-7.3pp | 67.2%+12.5pp |
| Annual return | 7.94% | 27.20%-19.3pp | 53.40%-45.5pp | 160.72%-152.8pp |
| Employer contribution / active EE | $878 | $4,616-81.0% | $6,790-87.1% | $2,671-67.1% |
| Participant deferral / active EE | $9,895 | $6,838+44.7% | $10,410-4.9% | $4,126+139.8% |
| Admin fee / account holder | $6,955 | $8,177-14.9% | $12,824-45.8% | $5,651+23.1% |