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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,893 | $110,083+59.8% | $151,645+16.0% | $68,490+156.8% |
| Participation rate | 77.9% | 84.0%-6.0pp | 87.5%-9.6pp | 67.9%+10.0pp |
| Annual return | -12.74% | -10.12%-2.6pp | 3.34%-16.1pp | -7.85%-4.9pp |
| Employer contribution / active EE | $766 | $4,470-82.9% | $6,165-87.6% | $2,597-70.5% |
| Participant deferral / active EE | $8,484 | $6,526+30.0% | $8,363+1.5% | $4,028+110.6% |
| Admin fee / account holder | $23,799 | $7,718+208.4% | $11,614+104.9% | $5,403+340.5% |