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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,729 | $94,529+64.7% | $140,019+11.2% | $64,173+142.7% |
| Participation rate | 75.4% | 84.1%-8.7pp | 87.5%-12.1pp | 69.6%+5.8pp |
| Annual return | 7.93% | 7.77%+0.2pp | 651.17%-643.2pp | 7.63%+0.3pp |
| Employer contribution / active EE | $598 | $3,812-84.3% | $5,605-89.3% | $2,381-74.9% |
| Participant deferral / active EE | $7,211 | $5,250+37.4% | $6,927+4.1% | $3,470+107.8% |
| Admin fee / account holder | $39,892 | $6,741+491.8% | $10,705+272.6% | $4,887+716.2% |