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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,434 | $123,793+19.1% | $177,848-17.1% | $79,856+84.6% |
| Participation rate | 80.0% | 84.7%-4.7pp | 87.7%-7.7pp | 69.6%+10.4pp |
| Annual return | 9.97% | 22.82%-12.9pp | 48.33%-38.4pp | 31.71%-21.7pp |
| Employer contribution / active EE | $686 | $4,095-83.3% | $5,919-88.4% | $2,471-72.2% |
| Participant deferral / active EE | $7,526 | $5,956+26.3% | $7,714-2.4% | $3,741+101.2% |
| Admin fee / account holder | $43,889 | $7,243+506.0% | $12,431+253.1% | $5,306+727.1% |