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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,592 | $137,414+56.2% | $189,537+13.2% | $85,847+150.0% |
| Participation rate | 80.6% | 84.6%-4.0pp | 87.8%-7.2pp | 69.3%+11.3pp |
| Annual return | 19.11% | 38.14%-19.0pp | 555.34%-536.2pp | 318.61%-299.5pp |
| Employer contribution / active EE | $763 | $4,344-82.4% | $6,161-87.6% | $2,565-70.3% |
| Participant deferral / active EE | $7,992 | $6,260+27.7% | $8,220-2.8% | $3,952+102.2% |
| Admin fee / account holder | $14,954 | $8,630+73.3% | $12,048+24.1% | $6,261+138.9% |