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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,623 | $138,393+54.4% | $184,256+15.9% | $80,959+163.9% |
| Participation rate | 78.6% | 83.9%-5.3pp | 86.8%-8.3pp | 67.7%+10.9pp |
| Annual return | 15.26% | 20.01%-4.7pp | 28.85%-13.6pp | 35.67%-20.4pp |
| Employer contribution / active EE | $880 | $4,847-81.9% | $6,427-86.3% | $2,757-68.1% |
| Participant deferral / active EE | $9,233 | $7,076+30.5% | $9,133+1.1% | $4,300+114.7% |
| Admin fee / account holder | $10,725 | $10,489+2.2% | $13,899-22.8% | $6,925+54.9% |