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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,288 | $132,634+81.9% | $115,768+108.4% | $137,256+75.8% |
| Participation rate | 81.8% | 77.9%+3.9pp | 74.4%+7.4pp | 80.0%+1.9pp |
| Annual return | 8.36% | 160.70%-152.3pp | 100.46%-92.1pp | 220.34%-212.0pp |
| Employer contribution / active EE | $882 | $3,360-73.7% | $2,940-70.0% | $4,156-78.8% |
| Participant deferral / active EE | $1,879 | $5,619-66.6% | $4,917-61.8% | $6,407-70.7% |
| Admin fee / account holder | $2,352 | $15,028-84.3% | $12,439-81.1% | $12,270-80.8% |