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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,193 | $116,190+44.8% | $93,614+79.7% | $152,885+10.0% |
| Participation rate | 85.7% | 78.0%+7.7pp | 75.8%+9.9pp | 82.5%+3.3pp |
| Annual return | 17.18% | 35.96%-18.8pp | 32.76%-15.6pp | 345.39%-328.2pp |
| Employer contribution / active EE | $0 | $3,219-100.0% | $2,718-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $2,340 | $4,604-49.2% | $4,069-42.5% | $5,851-60.0% |
| Admin fee / account holder | $1,644 | $10,749-84.7% | $7,889-79.2% | $11,598-85.8% |