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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,358 | $118,708+63.7% | $98,920+96.5% | $158,966+22.3% |
| Participation rate | 84.6% | 77.8%+6.8pp | 76.0%+8.6pp | 82.0%+2.7pp |
| Annual return | 13.78% | 372.49%-358.7pp | 196.47%-182.7pp | 302.95%-289.2pp |
| Employer contribution / active EE | $0 | $3,334-100.0% | $2,689-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $2,764 | $5,089-45.7% | $4,245-34.9% | $5,983-53.8% |
| Admin fee / account holder | $728 | $10,134-92.8% | $6,643-89.0% | $11,250-93.5% |