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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,994 | $60,349-63.6% | $74,184-70.4% | $62,881-65.0% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 4.43% | 21.38%-16.9pp | 17.74%-13.3pp | 20.14%-15.7pp |
| Employer contribution / active EE | $399 | $1,680-76.2% | $2,370-83.1% | $2,281-82.5% |
| Participant deferral / active EE | $1,742 | $2,856-39.0% | $3,550-50.9% | $3,203-45.6% |
| Admin fee / account holder | $394 | $4,261-90.8% | $5,586-93.0% | $4,296-90.8% |