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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,768 | $72,492-60.3% | $87,104-67.0% | $72,975-60.6% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 12.10% | 24.46%-12.4pp | 28.19%-16.1pp | 81.01%-68.9pp |
| Employer contribution / active EE | $0 | $1,894-100.0% | $2,521-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,255 | $3,270-31.0% | $4,048-44.3% | $3,608-37.5% |
| Admin fee / account holder | $30,853 | $5,055+510.4% | $7,491+311.9% | $5,124+502.1% |