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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,387 | $78,423-46.0% | $95,964-55.8% | $79,856-46.9% |
| Participation rate | 91.7% | 73.5%+18.2pp | 77.1%+14.6pp | 69.6%+22.0pp |
| Annual return | 23.93% | 19.37%+4.6pp | 91.64%-67.7pp | 31.71%-7.8pp |
| Employer contribution / active EE | $0 | $1,945-100.0% | $2,541-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,128 | $3,440-38.1% | $4,167-48.9% | $3,741-43.1% |
| Admin fee / account holder | $435 | $5,622-92.3% | $6,797-93.6% | $5,306-91.8% |