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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,715 | $67,602-59.0% | $82,312-66.3% | $70,126-60.5% |
| Participation rate | 96.9% | 72.8%+24.1pp | 76.9%+20.0pp | 69.5%+27.3pp |
| Annual return | 13.82% | 21.57%-7.8pp | 25.88%-12.1pp | 73.15%-59.3pp |
| Employer contribution / active EE | $339 | $1,755-80.7% | $2,428-86.0% | $2,343-85.5% |
| Participant deferral / active EE | $2,038 | $2,987-31.8% | $3,706-45.0% | $3,332-38.8% |
| Admin fee / account holder | $604 | $4,512-86.6% | $5,608-89.2% | $4,645-87.0% |