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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,206 | $49,976+442.7% | $66,674+306.8% | $82,637+228.2% |
| Participation rate | 91.1% | 63.1%+28.0pp | 73.7%+17.4pp | 68.1%+23.1pp |
| Annual return | 13.82% | 39.09%-25.3pp | 321.24%-307.4pp | 53.51%-39.7pp |
| Employer contribution / active EE | $5,290 | $1,988+166.1% | $2,620+101.9% | $2,552+107.3% |
| Participant deferral / active EE | $8,266 | $2,847+190.4% | $4,084+102.4% | $4,126+100.3% |
| Admin fee / account holder | $3,989 | $4,594-13.2% | $5,098-21.7% | $7,339-45.6% |