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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,837 | $57,305+226.0% | $86,640+115.6% | $75,173+148.5% |
| Participation rate | 93.2% | 63.2%+30.0pp | 71.7%+21.5pp | 67.2%+26.0pp |
| Annual return | 19.13% | 2674.24%-2655.1pp | 592.52%-573.4pp | 160.72%-141.6pp |
| Employer contribution / active EE | $19 | $2,316-99.2% | $3,024-99.4% | $2,671-99.3% |
| Participant deferral / active EE | $7,446 | $3,320+124.3% | $4,438+67.8% | $4,126+80.5% |
| Admin fee / account holder | $3,765 | $4,116-8.5% | $5,616-32.9% | $5,651-33.4% |