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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,228 | $54,355+215.0% | $82,744+106.9% | $68,486+150.0% |
| Participation rate | 87.2% | 63.9%+23.3pp | 72.6%+14.6pp | 67.9%+19.3pp |
| Annual return | -19.84% | -13.67%-6.2pp | 702.22%-722.1pp | -7.85%-12.0pp |
| Employer contribution / active EE | $1,934 | $2,219-12.8% | $3,008-35.7% | $2,597-25.5% |
| Participant deferral / active EE | $8,403 | $3,246+158.8% | $4,395+91.2% | $4,028+108.6% |
| Admin fee / account holder | $2,247 | $4,397-48.9% | $5,325-57.8% | $5,404-58.4% |