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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,684 | $54,757+171.5% | $90,304+64.6% | $72,975+103.7% |
| Participation rate | 90.0% | 65.2%+24.8pp | 73.3%+16.7pp | 69.5%+20.5pp |
| Annual return | 2.67% | 30.63%-28.0pp | 78.13%-75.5pp | 81.01%-78.3pp |
| Employer contribution / active EE | $1,712 | $2,093-18.2% | $2,855-40.0% | $2,440-29.8% |
| Participant deferral / active EE | $6,723 | $2,887+132.8% | $3,885+73.0% | $3,608+86.3% |
| Admin fee / account holder | $16,271 | $3,973+309.5% | $5,354+203.9% | $5,124+217.5% |