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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,982 | $100,003+186.0% | $146,685+95.0% | $85,856+233.1% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 14.35% | 18.93%-4.6pp | 22.75%-8.4pp | 318.58%-304.2pp |
| Employer contribution / active EE | $6,951 | $2,559+171.6% | $4,137+68.0% | $2,565+171.0% |
| Participant deferral / active EE | $5,989 | $4,006+49.5% | $5,507+8.8% | $3,952+51.5% |
| Admin fee / account holder | $9,406 | $7,704+22.1% | $10,281-8.5% | $6,261+50.2% |