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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,772 | $91,537+182.7% | $130,045+99.0% | $75,173+244.2% |
| Participation rate | 99.0% | 71.5%+27.5pp | 78.5%+20.5pp | 67.2%+31.8pp |
| Annual return | 20.64% | -631.55%+652.2pp | -137.30%+157.9pp | 160.72%-140.1pp |
| Employer contribution / active EE | $8,130 | $2,845+185.8% | $4,321+88.1% | $2,671+204.4% |
| Participant deferral / active EE | $6,592 | $4,343+51.8% | $5,820+13.3% | $4,126+59.8% |
| Admin fee / account holder | $5,782 | $6,780-14.7% | $10,600-45.5% | $5,651+2.3% |