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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,219 | $83,485+204.5% | $125,192+103.1% | $72,975+248.4% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 22.47% | 25.77%-3.3pp | 43.79%-21.3pp | 81.01%-58.5pp |
| Employer contribution / active EE | $7,785 | $2,346+231.9% | $3,866+101.4% | $2,440+219.0% |
| Participant deferral / active EE | $6,789 | $3,586+89.3% | $4,937+37.5% | $3,608+88.2% |
| Admin fee / account holder | $14,405 | $5,518+161.1% | $9,704+48.4% | $5,124+181.1% |