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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,195 | $81,870+164.1% | $119,622+80.7% | $68,486+215.7% |
| Participation rate | 98.9% | 71.9%+27.0pp | 79.3%+19.7pp | 67.9%+31.0pp |
| Annual return | -20.29% | -23.82%+3.5pp | -14.98%-5.3pp | -7.85%-12.4pp |
| Employer contribution / active EE | $7,309 | $2,692+171.5% | $4,232+72.7% | $2,597+181.5% |
| Participant deferral / active EE | $6,152 | $4,148+48.3% | $5,601+9.8% | $4,028+52.7% |
| Admin fee / account holder | $3,018 | $6,583-54.1% | $10,328-70.8% | $5,404-44.1% |