Retirement plan

MCDONALD'S CORPORATION 401(K) PLAN

Name: MCDONALDS CORPORATION AND SUBSIDIARIES - MCDONALD'S CORPORATION 401(K) PLAN (2020) Form 5500
Creator: MCDONALDS CORPORATION AND SUBSIDIARIES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MCDONALD'S CORPORATION 401(K) PLAN, MCDONALDS CORPORATION AND SUBSIDIARIES

MCDONALDS CORPORATION AND SUBSIDIARIESEIN 36-2361282Plan #001PY 2020

110 N. CARPENTER ST., DEPT 0291 - CHICAGO, IL 60607630-623-3000

Prospect flagsLow returnsLow participation

Top hat statement on fileNQDC

Filed April 6, 2004 (most recent of 4 filings on file)

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$3765M

+1.8% from 2016

Total participants

31,529

+1.7% from 2016

Average account balance

$193,462

-3.4% from 2016

Annual return

10.95%

+3.52 pp from 2016

Benchmarks

See 33 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants>=10,000

Cohort33 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.74B

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$206K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

18,131

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

41.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$113.22M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+7.10%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$97

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 8 by compensation

Provider	Service type	Compensation
AON CONSULTING4 years Filed as: AON HEWITT INVESTMENT CONSULTANTS Service code 27 · EIN 36-2235791	Advisory (Plan)	$926,907
JPMORGAN INVEST HOLDINGS LLC4 years Filed as: JP MORGAN CHASE BANK NA Service code 24 · EIN 13-4994650	Discretionary Trustee	$363,141
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: ADVISED ASSETS GROUP, LLC Service code 26 · EIN 84-1532243	Advisory (Participants)	$316,900
GOLDMAN SACHS4 years Filed as: GOLDMAN SACHS ASSET MANAGEMENT LP Service code 19 · EIN 13-3575636	Securities Custodian	$310,068
PARAMETRIC PORTFOLIO ASSOCIATES LLC4 years Filed as: PARAMETRIC PORTFOLIO ASSOCIATES Service code 19 · EIN 20-0292745	Securities Custodian	$164,541
NORTHERN TRUST COMPANY5 years Filed as: NORTHERN TRUST INVESTMENT INC Service code 28 · EIN 36-1561860	Investment Management	$103,180
FIDUCIARY COUNSELORS INC.4 years Service code 28 · EIN 22-3709903	Investment Management	$93,000
STATE STREET GLOBAL ADVISORS4 years Filed as: STATE STREET GLOBAL ADVISOR TRUST C Service code 19 · EIN 81-4017137	Securities Custodian	$28,400

Plan features & details

Pension benefit codes2E2F2G2I2J2K2P2S2T3H3F

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2I
Stock bonus
Stock bonus plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2P
Leveraged ESOP
Employee stock ownership plan that acquires employer securities with borrowed money or other debt-financing techniques.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3F
Leased employees
Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$2.3M

$106 / participant

Other / not subdivided$2M100.0%

% of EOY assets

0.061%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CROWE LLP
Auditor EIN: 350921680
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$193,462

$48,082+302.4%

$77,557+149.4%

$106,273+82.0%

Participation rate

44.7%

33.6%+11.1pp

54.2%-9.5pp

70.8%-26.1pp

Annual return

10.95%

15.72%-4.8pp

54.83%-43.9pp

21.70%-10.8pp

Employer contribution / active EE

$1,482

$457+224.1%

$987+50.2%

$2,722-45.6%

Participant deferral / active EE

$2,399

$1,043+130.2%

$1,861+28.9%

$4,601-47.9%

Admin fee / account holder

$119

$79+49.4%

$2,860-95.8%

$78+51.4%

Provider

Service type

Compensation

AON CONSULTING4 years

Filed as: AON HEWITT INVESTMENT CONSULTANTS

Service code 27 · EIN 36-2235791

Advisory (Plan)

$926,907

JPMORGAN INVEST HOLDINGS LLC4 years

Filed as: JP MORGAN CHASE BANK NA

Service code 24 · EIN 13-4994650

Discretionary Trustee

$363,141

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: ADVISED ASSETS GROUP, LLC

Service code 26 · EIN 84-1532243

Advisory (Participants)

$316,900

GOLDMAN SACHS4 years

Filed as: GOLDMAN SACHS ASSET MANAGEMENT LP

Service code 19 · EIN 13-3575636

Securities Custodian

$310,068

PARAMETRIC PORTFOLIO ASSOCIATES LLC4 years

Filed as: PARAMETRIC PORTFOLIO ASSOCIATES

Service code 19 · EIN 20-0292745

Securities Custodian

$164,541

NORTHERN TRUST COMPANY5 years

Filed as: NORTHERN TRUST INVESTMENT INC

Service code 28 · EIN 36-1561860

Investment Management

$103,180

FIDUCIARY COUNSELORS INC.4 years

Service code 28 · EIN 22-3709903

Investment Management

$93,000

STATE STREET GLOBAL ADVISORS4 years

Filed as: STATE STREET GLOBAL ADVISOR TRUST C

Service code 19 · EIN 81-4017137

Securities Custodian

$28,400

MCDONALD'S CORPORATION 401(K) PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MCDONALD'S CORPORATION 401(K) PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion