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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,390 | $54,380+12.9% | $68,509-10.4% | $59,633+2.9% |
| Participation rate | 66.7% | 70.2%-3.5pp | 74.7%-8.1pp | 68.7%-2.0pp |
| Annual return | 0.41% | 2.83%-2.4pp | 8.27%-7.9pp | 2041.45%-2041.0pp |
| Employer contribution / active EE | $2,384 | $1,539+54.9% | $2,278+4.7% | $2,203+8.2% |
| Participant deferral / active EE | $3,923 | $2,643+48.4% | $3,382+16.0% | $3,192+22.9% |
| Admin fee / account holder | $445 | $3,885-88.6% | $5,275-91.6% | $4,297-89.7% |