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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,920 | $73,019+46.4% | $90,766+17.8% | $68,490+56.1% |
| Participation rate | 73.0% | 70.8%+2.2pp | 75.7%-2.7pp | 67.9%+5.1pp |
| Annual return | -17.36% | -13.81%-3.5pp | -12.16%-5.2pp | -7.85%-9.5pp |
| Employer contribution / active EE | $3,053 | $2,193+39.3% | $2,922+4.5% | $2,597+17.6% |
| Participant deferral / active EE | $5,237 | $3,626+44.4% | $4,565+14.7% | $4,028+30.0% |
| Admin fee / account holder | $11,581 | $5,897+96.4% | $8,446+37.1% | $5,403+114.4% |