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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,204 | $61,660+41.4% | $80,022+9.0% | $64,173+35.9% |
| Participation rate | 68.8% | 71.7%-2.9pp | 75.8%-7.1pp | 69.6%-0.8pp |
| Annual return | -5.80% | -0.33%-5.5pp | 11.22%-17.0pp | 7.63%-13.4pp |
| Employer contribution / active EE | $2,889 | $1,810+59.6% | $2,468+17.1% | $2,381+21.4% |
| Participant deferral / active EE | $4,873 | $2,968+64.2% | $3,686+32.2% | $3,470+40.5% |
| Admin fee / account holder | $369 | $5,417-93.2% | $6,521-94.3% | $4,887-92.5% |