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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,105 | $132,634-90.9% | $115,768-89.5% | $137,256-91.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 17.71% | 160.70%-143.0pp | 100.46%-82.8pp | 220.34%-202.6pp |
| Employer contribution / active EE | $2,254 | $3,360-32.9% | $2,940-23.3% | $4,156-45.8% |
| Participant deferral / active EE | $1,741 | $5,619-69.0% | $4,917-64.6% | $6,407-72.8% |
| Admin fee / account holder | $1,217 | $15,028-91.9% | $12,439-90.2% | $12,270-90.1% |