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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,338 | $71,873+85.5% | $86,698+53.8% | $68,490+94.7% |
| Participation rate | 83.3% | 72.2%+11.1pp | 76.6%+6.7pp | 67.9%+15.4pp |
| Annual return | -13.73% | 3.54%-17.3pp | 35.96%-49.7pp | -7.85%-5.9pp |
| Employer contribution / active EE | $462 | $2,173-78.7% | $2,837-83.7% | $2,597-82.2% |
| Participant deferral / active EE | $2,054 | $3,779-45.6% | $4,656-55.9% | $4,028-49.0% |
| Admin fee / account holder | $3,082 | $6,110-49.6% | $7,492-58.9% | $5,403-43.0% |