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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,171 | $80,983+86.7% | $96,544+56.6% | $75,177+101.1% |
| Participation rate | 77.8% | 71.8%+6.0pp | 76.0%+1.8pp | 67.2%+10.6pp |
| Annual return | 15.47% | 27.05%-11.6pp | 25.88%-10.4pp | 160.75%-145.3pp |
| Employer contribution / active EE | $459 | $2,282-79.9% | $2,966-84.5% | $2,671-82.8% |
| Participant deferral / active EE | $2,045 | $3,929-47.9% | $4,851-57.8% | $4,126-50.4% |
| Admin fee / account holder | $2,260 | $6,717-66.4% | $8,254-72.6% | $5,651-60.0% |