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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,977 | $78,423+65.7% | $95,964+35.4% | $79,856+62.8% |
| Participation rate | 82.2% | 73.5%+8.7pp | 77.1%+5.1pp | 69.6%+12.6pp |
| Annual return | 10.71% | 19.37%-8.7pp | 91.64%-80.9pp | 31.71%-21.0pp |
| Employer contribution / active EE | $315 | $1,945-83.8% | $2,541-87.6% | $2,471-87.2% |
| Participant deferral / active EE | $1,564 | $3,440-54.5% | $4,167-62.5% | $3,741-58.2% |
| Admin fee / account holder | $9,608 | $5,622+70.9% | $6,797+41.4% | $5,306+81.1% |