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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,619 | $86,288+75.7% | $111,306+36.2% | $85,851+76.6% |
| Participation rate | 83.7% | 73.3%+10.4pp | 77.3%+6.4pp | 69.3%+14.4pp |
| Annual return | 16.55% | 19.99%-3.4pp | 54.67%-38.1pp | 318.63%-302.1pp |
| Employer contribution / active EE | $401 | $2,044-80.4% | $2,732-85.3% | $2,565-84.4% |
| Participant deferral / active EE | $1,703 | $3,641-53.2% | $4,488-62.0% | $3,952-56.9% |
| Admin fee / account holder | $2,181 | $8,189-73.4% | $7,966-72.6% | $6,261-65.2% |