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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,658 | $110,137-34.9% | $161,149-55.5% | $82,637-13.3% |
| Participation rate | 70.0% | 72.4%-2.4pp | 78.8%-8.8pp | 68.1%+1.9pp |
| Annual return | 15.77% | 20.69%-4.9pp | 21.16%-5.4pp | 53.51%-37.7pp |
| Employer contribution / active EE | $562 | $2,856-80.3% | $4,360-87.1% | $2,552-78.0% |
| Participant deferral / active EE | $3,063 | $4,575-33.0% | $6,153-50.2% | $4,126-25.8% |
| Admin fee / account holder | $9,854 | $9,467+4.1% | $15,194-35.1% | $7,339+34.3% |