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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,547 | $101,778-35.6% | $164,975-60.3% | $80,925-19.0% |
| Participation rate | 70.0% | 71.8%-1.8pp | 78.6%-8.6pp | 67.7%+2.3pp |
| Annual return | 15.19% | 16.73%-1.5pp | 70.12%-54.9pp | 35.65%-20.5pp |
| Employer contribution / active EE | $569 | $2,954-80.7% | $4,343-86.9% | $2,756-79.4% |
| Participant deferral / active EE | $2,845 | $4,477-36.4% | $6,033-52.8% | $4,299-33.8% |
| Admin fee / account holder | $6,007 | $8,221-26.9% | $12,688-52.7% | $6,940-13.4% |