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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,736 | $100,003+55.7% | $146,685+6.2% | $85,856+81.4% |
| Participation rate | 83.8% | 73.1%+10.7pp | 80.1%+3.7pp | 69.3%+14.5pp |
| Annual return | 10.19% | 18.93%-8.7pp | 22.75%-12.6pp | 318.58%-308.4pp |
| Employer contribution / active EE | $1,024 | $2,559-60.0% | $4,137-75.3% | $2,565-60.1% |
| Participant deferral / active EE | $5,461 | $4,006+36.3% | $5,507-0.8% | $3,952+38.2% |
| Admin fee / account holder | $28,234 | $7,704+266.5% | $10,281+174.6% | $6,261+351.0% |