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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,335 | $69,977+63.4% | $108,582+5.3% | $62,881+81.8% |
| Participation rate | 80.5% | 72.9%+7.6pp | 79.6%+0.9pp | 69.3%+11.2pp |
| Annual return | 4.50% | 10.73%-6.2pp | -51.70%+56.2pp | 20.14%-15.6pp |
| Employer contribution / active EE | $847 | $2,135-60.3% | $3,758-77.5% | $2,281-62.8% |
| Participant deferral / active EE | $4,243 | $3,165+34.1% | $4,311-1.6% | $3,203+32.5% |
| Admin fee / account holder | $4,404 | $5,076-13.2% | $7,645-42.4% | $4,296+2.5% |