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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $519,271 | $102,422+407.0% | $147,117+253.0% | $80,959+541.4% |
| Participation rate | 73.5% | 75.9%-2.3pp | 82.2%-8.7pp | 67.7%+5.9pp |
| Annual return | 12.69% | 135.16%-122.5pp | 420.54%-407.8pp | 35.67%-23.0pp |
| Employer contribution / active EE | $8,028 | $3,717+116.0% | $4,932+62.8% | $2,757+191.2% |
| Participant deferral / active EE | $8,798 | $6,652+32.3% | $8,065+9.1% | $4,300+104.6% |
| Admin fee / account holder | $1,525 | $7,953-80.8% | $12,993-88.3% | $6,925-78.0% |