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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $561,104 | $106,749+425.6% | $145,433+285.8% | $82,448+580.6% |
| Participation rate | 71.8% | 75.6%-3.9pp | 82.1%-10.3pp | 68.1%+3.7pp |
| Annual return | 15.36% | 27.59%-12.2pp | 66.58%-51.2pp | 41.64%-26.3pp |
| Employer contribution / active EE | $7,913 | $3,444+129.7% | $4,554+73.7% | $2,551+210.2% |
| Participant deferral / active EE | $8,697 | $6,519+33.4% | $7,897+10.1% | $4,139+110.1% |
| Admin fee / account holder | $4,293 | $8,390-48.8% | $13,129-67.3% | $7,234-40.7% |