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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,063 | $90,504+7.2% | $78,690+23.3% | $273,965-64.6% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | -3.44% | 75.61%-79.1pp | 62.18%-65.6pp | 41.45%-44.9pp |
| Employer contribution / active EE | $12,292 | $3,176+287.0% | $2,851+331.2% | $4,869+152.5% |
| Participant deferral / active EE | $5,295 | $3,901+35.7% | $3,517+50.6% | $5,287+0.2% |
| Admin fee / account holder | $30,527 | $5,263+480.0% | $4,511+576.8% | $10,132+201.3% |