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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,701 | $90,607+60.8% | $79,467+83.3% | $135,380+7.6% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -8.79% | 977.74%-986.5pp | 718.30%-727.1pp | 519.81%-528.6pp |
| Employer contribution / active EE | $10,716 | $3,068+249.3% | $2,800+282.7% | $4,779+124.2% |
| Participant deferral / active EE | $7,947 | $4,050+96.2% | $3,704+114.6% | $5,609+41.7% |
| Admin fee / account holder | $493 | $5,895-91.6% | $5,104-90.3% | $10,828-95.4% |