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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,495 | $109,872+196.2% | $98,483+230.5% | $167,536+94.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 29.38% | 1959.31%-1929.9pp | 1494.38%-1465.0pp | 478.82%-449.4pp |
| Employer contribution / active EE | $15,262 | $3,225+373.2% | $2,961+415.5% | $4,839+215.4% |
| Participant deferral / active EE | $18,630 | $4,673+298.6% | $4,276+335.6% | $6,342+193.7% |
| Admin fee / account holder | $9,999 | $6,757+48.0% | $5,953+68.0% | $12,315-18.8% |