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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,031 | $88,754+145.7% | $81,820+166.5% | $145,877+49.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 13.80% | 1031.77%-1018.0pp | 777.93%-764.1pp | 551.28%-537.5pp |
| Employer contribution / active EE | $17,302 | $3,085+460.8% | $2,915+493.6% | $4,663+271.1% |
| Participant deferral / active EE | $19,345 | $4,648+316.2% | $4,323+347.5% | $6,691+189.1% |
| Admin fee / account holder | $1,173 | $8,424-86.1% | $7,391-84.1% | $13,402-91.2% |