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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,627 | $212,386+59.9% | $199,883+69.9% | $138,895+144.5% |
| Participation rate | 75.0% | 87.4%-12.4pp | 86.8%-11.8pp | 79.9%-4.9pp |
| Annual return | 15.13% | 47.75%-32.6pp | 43.81%-28.7pp | 145.39%-130.3pp |
| Employer contribution / active EE | $15,036 | $6,625+127.0% | $6,261+140.1% | $4,194+258.5% |
| Participant deferral / active EE | $9,533 | $9,617-0.9% | $9,138+4.3% | $6,396+49.0% |
| Admin fee / account holder | $2,427 | $18,233-86.7% | $17,268-85.9% | $12,562-80.7% |