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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $568,741 | $209,874+171.0% | $189,537+200.1% | $167,536+239.5% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 13.83% | 748.61%-734.8pp | 555.34%-541.5pp | 478.82%-465.0pp |
| Employer contribution / active EE | $24,153 | $6,913+249.4% | $6,161+292.0% | $4,839+399.1% |
| Participant deferral / active EE | $16,245 | $8,934+81.8% | $8,220+97.6% | $6,342+156.1% |
| Admin fee / account holder | $2,921 | $14,299-79.6% | $12,048-75.8% | $12,315-76.3% |