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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $477,366 | $185,883+156.8% | $170,043+180.7% | $139,466+242.3% |
| Participation rate | 71.4% | 87.8%-16.3pp | 87.0%-15.6pp | 80.3%-8.9pp |
| Annual return | 17.60% | 60.54%-42.9pp | 53.40%-35.8pp | 373.66%-356.1pp |
| Employer contribution / active EE | $19,031 | $7,596+150.5% | $6,790+180.3% | $4,754+300.3% |
| Participant deferral / active EE | $14,603 | $11,626+25.6% | $10,410+40.3% | $6,712+117.6% |
| Admin fee / account holder | $2,321 | $15,393-84.9% | $12,824-81.9% | $11,409-79.7% |